Funding Solutions Built Around Your Cash Flow

PrestaYa offers multiple ways to access working capital—so you can choose the structure that matches how your business actually operates, not the other way around.

Below is a clear, plain‑English breakdown of each product we offer:
Cash Advances (MCA), Debt Consolidation, Card Processing, Factoring, and Property Equity Advances.

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Merchant Cash Advance

Fast access to capital based on your future sales, with flexible payments that move with your revenue.

Debt Consolidation

Combine multiple expensive advances or loans into one structured program with a clearer payoff path.

Card Processing Programs

Reduce processing costs and unlock better terms by aligning your funding with your card volume.

Factoring

Turn outstanding invoices into immediate working capital instead of waiting 30–90 days to get paid.

Property Equity Advance

Leverage equity in owned real estate or other property to secure larger, potentially no‑cost funding.

SBA Loans

SBA loans offer powerful opportunities for small businesses, but they come with strict requirements and detailed documentation.

Equipment Financing

The right financing strategy can turn a new equipment purchase into a lasting business asset instead of a simple expense. (For Machinery, Restaurant equipment, Vehicles, medical equipment, production line upgrades, etc)

Asset Backed Loans

Use the strength of your assets to secure flexible funding. Asset-backed loans turn equipment, receivables, or inventory into working capital, giving you the liquidity to move forward without giving up ownership.

Lines of Credit

A business line of credit is like having instant backup funds at your fingertips; you draw only what you need, when you need it, and avoid interest charges on unused amounts.